Financing

The following promotional financing offers are available to consumers every day with approved credit.

**No Interest if Paid in Full Within 6 or 12 Months

On qualifying purchases made with your Sewing & More credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 or 12 Months. Minimum monthly payments required.

Any suggested equal monthly payment shown (which excludes taxes and delivery) in connection with this promotional offer:

• May be greater than the required minimum monthly payment that will be charged on your billing statement;
• Equals the promo purchase amount divided by the number of months in the promo period rounded to the next highest whole dollar, and
• Would pay off the promo purchase amount within the promo period, but only if there are no other balances on your account at any time during the promo period and you make your payments on time.  In such event, your total payments will equal the amount of the promo purchase amount. 

No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For new accounts: Purchase APR is 29.99% Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

*No Interest for 18, 24, 36, 48 or 60 Months

On qualifying purchases made with your Sewing & More credit card. Equal monthly payments required for 18, 24, 36, 48 and 60 months.

No interest will be charged and equal monthly payments are required on promo purchase amount until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period,  rounded up to the next whole dollar and may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Any estimated required monthly payments shown (which excludes taxes and delivery) in connection with this promotional offer should allow you to pay off the promo purchase amount within the promo period if (1) you make your payments by the due date each month and (2) this is the only balance on your account during the promo period.  If you have other balances on your account, this monthly payment will be added to the minimum payment applicable to those balances.  Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99% Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.